In the name of God, the most Compassionate, the most Merciful

 Official Website of www.ZakatCalculator.info

INSTRUCTIONS
- Choose your country or the country that you live and work in
- Leave blank if the category doesn't apply to you

Unless specified otherwise, the Zakat rate is always 2.5%
All Zakat Calculations are based on "Hadiths" (sayings of the Prophet Muhammad Peace Be Upon Him) and/or scholarly opinion based on those "Hadiths"

     Net Income you are entitled to as of Zakat due date Example your next paycheck that you worked for already   

Cash in Hand

                                  Personal Cash in Hand                              

        Checking Account (also called Current Account)          

                                       Savings Account                                   

Business Bank Account (also called Business Cash in hand)
                                             + Invoices due                                  

Liabilities

LESS: Loans taken from friends and/or relatives

LESS: Loans/Credit taken from banks and/or institutions

LESS: Employees’ salaries     

LESS: Income tax and wealth tax payable

LESS: Rent due

LESS: Utilities and bills due

LESS: Mortage - Please input only the non-interest or principal portion of the fourthcoming lunar year's worth of payments. Only that portion can be deducted

LESS: Student Loan - Please input only the non-interest or principal portion of the fourthcoming lunar year's worth of payments. Only that portion can be deducted

Silver - Please input either the value or the weight. Not both.

1) Zakat on the Value of SIlver = 2.5% of the Total Value. 2) Zakat on the Weights of Silver = Total weight of articles in Grams - Weight of any stones x Price of Silver x 2.5% 

                                                   Value                                           

                                         Weight in Grams                                  

Gold - Please input either the value or the weight. Not both.

1) Zakat on the Value of Gold = 2.5% of the Total Value.  2) Zakat on the Weights of Gold = Total weight of articles in Grams - Weight of any stones x Price of Gold x 2.5%.

                                            Value - 24 Carats                             

                                            Value - 22 Carats                             

                                            Value - 18 Carats                             

                                                Value - Other                                 

                                Weight - 24 Carats in Grams                      

                                Weight - 22 Carats in Grams                      

                                Weight - 18 Carats in Grams                      

                          Weight - Other in Grams                                   

Agriculture (Fruits and Vegetables)

1) The Zakat rate of agriculture that's been irrigated using rainwater only is 10%. 2) The Zakat rate of agriculture that's been irrigated using artificial irrigation is 5%. 3) The Zakat rate of agriculture that's been irrigated using both rainwater and artificial irrigation is 7.5%

                              Irrigation using rainwater only                                                    (The total value of crop or product)     

                          Artificial Irrigation like canal, etc                                                   (The total value of crop or product)                

           Partially rainwater and partially artificial irrigation
                        (The total value of crop or product)

Properties, Real Estate, and Land

Income from Rent

  Value of Properties brought for business/investment/resale            

     Value of Land brought for business/investment/resale              

Shares, Loans, and Investments

                         Provident fund contribution to date                

                          Investment in Government Bonds                  

                    Pensions (also called retirement plans)              

                             Government Security Deposit                       

                  Value of shares (stock) including dividents
                                    (The total market value)                         

                                            Value of bonds                                  

                    IRA (individual Retirement Account)                    

                                                    Options                                       

                                              Mutual Funds                                  

                              Insurance Premiums + Bonus                      

                         Investments in private chits, funds                 

                                   Other Sources of Wealth                          

Share in Partnership Firms

Capital balance as per last balance sheet (Balance sheet is                         also called statement of financial position)         

                Loans advanced by you to the firm as of date        

           LESS:  withdrawals made by you during the current year

Accumulated profit from the date of balance sheet/statement                             of financial position to this date                    

Business

           Net value of business inventory and trade goods       

Value of Damaged or Dead stock 

Amount Receivable from Credit Sales

LESS: Amount Payable to Suppliers 

LESS: Bad debts 

Others/Miscellaneous

                               Cash held in fixed deposits                         

                                      Expected Tax Refund                             

             Refundable Deposits (e.g. on rented apartment)      

                Loans given to others (non-delinquent loans)        

Islamic Law's Rulings on

                  Interest         

It is not permissible to make use of the interest (riba/usury) which the banks pay to their customers. You must get rid of it by donating it to charitable causes.

Insurances and 401K        

Insurance is forbidden according to the jurists except where one is compelled/required by law. The reason for insurance being impermissible is because it involves uncertainity, gambling and interest. 1) Uncertainty: Prophet Muhammad Peace be Upon Him forbade transactions [the outcome of which was determined by throwing] stones and transactions involving uncertainity. 2) Gambling: As for gambling, verses of the Quran, clearly prohibit it,: “O you who believe! Intoxicants (all kinds of alcoholic drinks), gambling, AlAnsâb, and AlAzlâm (arrows for seeking luck or decision) are an abomination of Shaitân‘s (Satan) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful.” 3) Interest: Verses in the Quran, prohibit interest: “O you who believe! Be afraid of Allâh and give up what remains (due to you) from Ribâ (usury) (from now onward), if you are (really) believers .” Example of uncertainty in insurance: You pay $25 a month in return to be insured against a potential loss of $100,000. If something happens and you make a claim covered by your insurance policy, then they will pay you. In the event, nothing happens, they don’t pay. This is uncertainity. Example of gambling in insurance: Keeping with the above example, because you stand to loose or gain based on an unknown event in the future – you are gambling.Example of interest in insurance: In the event of a claim, you might get more than the amount you paid – or the insurance company might get more if there is no claim. In this exchange of money for money, one side gets more and one side gets less – that is interest.

Frequently Asked Questions

What is Zakat ?

Zakat is one of the five pillars of Islam. These pillars strengthen the faith and character of the individual and build up the collective commitment and contribution of those who believe. The five pillars, individually and taken together, provide the foundation for Islam to flourish as a real commitment to God that inspires believers to strive for prosperity, harmony and justice for all.The shahadah (declaration of faith) entails a commitment to God, in thought, word and deed. Salat (prayer) enables us to have a deep spiritual connection to God. In the Qur’an, prayer is mentioned together with Zakat as fundamentals of the faith in 28 verses.In law, Zakat refers to the annual obligatory duty upon Muslims to pay 2.5% of specified components of wealth, by those who have above a minimum specified level. The word Zakat originates from the verb zaka, meaning to grow, increase and purify. When used in the context of a person, zaka means to improve or to become better. Consequently, Zakat in Arabic means blessing, growth, cleanliness and betterment.

What is Nisab ?

In order for Zakat to be due on money, two conditions must be met: 1 – That it reaches the Nisab (minimum threshold) 2 – That one year has passed since it reaches the Nisab. If the money is less than the Nisab, then no Zakat is due on it. If it reaches the Nisab, and one year has passed, in other words a lunar (hijri) year has passed since the time when it reached the Nisab, then Zakat becomes due at that point. The Nisab is the equivalent of 85 grams of gold or 595 grams of silver. The rate that must be paid for Zakat is one quarter of one tenth (2.5%). 

Can I pay Zakat of previous years that I didn't pay ? 

You have to pay the Zakat of the past years according to the amounts of money that you possessed after paying off the debts of each year. Once you arecertain about the amount in any year, then you have to pay Zakat on it. If you do not know the exact amounts, then guess and pay based on that estimate. And God is the most forgiving.

What date should I choose for the Zakat Due Date ?

Your Zakat year should begin on the date your wealth equals or surpasses the Nisab; Zakat should then be calculated and paid after one Islamic (hijri) lunar year, not after one Gregorian year. Annually, Zakat should always be paid on this date. If you cannot remember the date you first became owner of the Nisab, then the date should be estimated. If this is not possible, then a specific Islamic date should be selected arbitrarily and adhered to annually. This is referred to as your ‘Zakat due date’ or ‘Zakat anniversary’. We recommend choosing a date like the beginning or end of Ramadan. The Islamic calendar is made up of 355 days while the Gregorian calendar is made up of 365 days.  

What are the animals on which Zakat is due and how to calculate it ? + What is the nisab of Animals for Zakat ? 

The only animals on which Zakat might be applicable are: camels, cattle and sheep. Zakat is not due on an’aam animals (camels, cattle and sheep) unless they graze on pasture and their owner does not feed them. If they are fed [with food that is bought for them] then there is no Zakat on them. The an’aam animals are camels, cattle and sheep. No Zakat is due on any other animals unless they are for trade. 1 – The Nisab of camels is five, according to scholarly consensus, on which a sheep is to be given (as Zakat). For ten camels, two sheep must be given; for fifteen, three sheep; for twenty, four sheep; for twenty-five, a bint makhaad (a she-camel in its second year), and so on, as narrated in the hadeeth, as we shall see below. Based on this, whoever owns four camels or less does not have to pay Zakat, unless he wants to. For twenty-four camels or less, for each five, one sheep. If the number reaches twenty-five up to thirty-five, then a female bint makhaad (a she-camel in its second year) is due. If the number reaches thirty-six up to forty-five, then a female bint laboon (a she-camel in its third year) is due. If the number reaches forty-six up to sixty, then a hiqqah (a she-camel in its fourth year) is due. If the number reaches sixty-one up to seventy-five, then a jadha’ah (a she-camel in its fifth year) is due. If the number reaches seventy-six up to ninety then two bint laboon are due (she-camels in their third year). If the number reaches ninety-one up to one hundred and twenty, then two hiqqah are due (she-camels in their fourth year…). If there are more than one hundred and twenty, then for every forty a bint laboon is due and for every fifty a hiqqah. Whoever has no more than four camels does not have to pay Zakat on them unless their owner wants to give. If the number reaches five camels, then one sheep is due… A bint makhaad is a camel that has completed one year.A bint laboon is one that has completed two years.A hiqqah is one that has completed three years.A jadha’ah is one that has completed four years. The Nisab for cattle is thirty, according to the majority of scholars, because the Prophet (peace and blessings of Allaah be upon him) said: “For thirty cattle a tabee’ or tabee’ah is due, and for every forty a musinnah.” Narrated by al-Tirmidhi, 622; Ibn Maajah, 1804; classed as saheeh by al-Albaani in Saheeh al-Tirmidhi. The tabee’ (male) or tabee’ah (female) is a bovine that is one year old and has entered its second year. It is so called because it follows (yatba’) its mother. The musinnah is that which is two years old. The Nisab for sheep is forty, according to scholarly consensus, for which one sheep is due

           Difference between Zakat and Sadaqah   

Here are 10 key differences between Zakat and Sadaqah, understanding them is crucial as each has its own purpose. Zakat is obligatory once a year whilst Sadaqah is never obligatory Zakat is paid on specific assets such as: gold, silver, cash, business assets, agricultural produce, livestock, treasure troves whereas Sadaqah has no such specification in terms of assets.Certain liabilities can be deducted from a Zakat calculation whereas Sadaqah has no calculation in which liabilities are deducted. Zakat was collected and distributed by the Islamic government whereas Sadaqah is always a personal act of kindness. According to some schools of law, Zakat can be forcefully taken. The state can take punitive measures on the non-payers of Zakat. Whereas, Sadaqah is never enforced upon people. Abandoning Zakat payments is tantamount to a type of treason whereas not giving Sadaqah is not sinful. Zakat has thresholds and bands (Nisab) whereas Sadaqah has no thresholds. Zakat was generally distributed where it was collected whereas Sadaqah can be spent anywhere. Zakat has specific areas and categories for spend whereas Sadaqah does not have defined recipients. Zakat is monetary whereas Sadaqah can be non-monetary too.

Is there any Zakat on the house one lives in or on one's car  ?    

No Zakat due on the house in which one lives – even if there is more than one house – or on the car which he has for his own use – no matter how valuable it may be.

                    Giving Zakat to relatives ?                  

If these relatives are among those on whom you are obliged to spend, but you give them your Zakat so that you can save money, then that is not permissible. But if your wealth is not sufficient to spend on them, then there is nothing wrong with giving them some of your Zakat. Similarly, if they are in debt and you pay off their debts from your Zakat, there is nothing wrong with your doing that, because a person is not obliged to pay off his relative’s debt, so if he pays it off from his Zakat then that is fine. Even if it is your son or your father who owes a debt to someone and cannot pay it off, it is permissible for you to pay it off from your Zakat.          Can Zakat be paid before its due date ?      

Yes, it is permissible to pay Zakat before its due date, because the Prophet Muhammad peace be upon him accepted two years’ Zakat in advance.

Is there Zakat on precious stones ? 

Other than Gold and Silver, there is no Zakat on precious stones.

Zakat on money due whose payment is delayed 

You should wait until a whole year has passed, beginning from the date the money was received, then you should pay Zakat. There is no Zakat due for the time that has passed because you did not possess the money in any definite fashion.

And God knows best

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